Comprehensive Investment Management

• Thoroughly understand your financial and non-financial objectives
• Analyze how the moving parts of your life (trusts, taxes, cash flow, family dynamics) will impact your investment strategy
• Assess your financial and emotional tolerance for risk
• Develop a truly custom investment strategy that incorporates all of these factors
• Evolve our strategy as markets change and the moving parts of your life unfold

Employ a rigorous and transparent investment process

• Manage risk comprehensively.  We start with your balance sheet, move on to your cash needs, and finally we create a global investment portfolio that is diversified across all asset classes as appropriate.
• Generate superior returns by identifying sustainable investment themes, innovative strategies and applying tactical allocation tilts to strategic policy
• There is no single best investment strategy. All disciplines have strengths and weaknesses, and can have significant differences in short-term performance
• Evaluate risks through both technical and quantitative tools as well as qualitative scenario analysis

Strategy Setting

• Research your financial position, assets, liabilities, cash flows, and liquidity considerations to understand and manage around your constraints
• Assess your current investments and existing managers
• Evaluate the optimal asset ownership and location to maximize returns

Portfolio Design

• Formulate an investment policy and strategy that reflects our market forecasts and your constraints
• Stress-test the policy to confirm the long term probability of meeting your goals
• Review our analysis and recommendations with you to ensure the portfolio meets your objectives

Enhance returns through tax-optimized portfolio construction

• Allocate to asset classes on the basis of our expectations of their after-tax returns
• Employ index strategies for some public asset classes to reduce fees, expenses, trading costs and taxes
• Incorporate active management when the after-tax and after-fee returns are compelling
• Improve overall portfolio returns by locating investments subject to high taxes in tax-deferred or relatively low tax-rate accounts

Implementation

• Manage the implementation process to minimize tax and transaction costs
• Assess and control risk through ongoing macro research, scenario testing, tactical policy shifts, and portfolio rebalancing
• Provide clear, comprehensive, and timely reports for portfolio and asset class
• We can aggregate and report on all your accounts – even those held away from LionsBridge